NNR Capital Group
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  • Bad credit? Talk to us!We look beyond the credit score and get loans nobody else can. We know how businesses work and how look deeper into your operations to give every hard-working business owner an honest chance for a good rate on a good loan. Get the capital you need TODAY, even with poor or bad credit..Find out how much you qualify for: Call us today!

    Bad credit? Talk to us!

    We look beyond the credit score and get loans nobody else can. We know how businesses work and how look deeper into your operations to give every hard-working business owner an honest chance for a good rate on a good loan. Get the capital you need TODAY, even with poor or bad credit..

    Find out how much you qualify for:

    Call us today!

  • Need funding, fast?Unlike traditional business loans, we provide alternative funding options that will get your business back on track today! With 98% approval rates and financing within minutes, we will get you back to doing what you do best—running your business!Ready to stop waiting and get back to work? Call us now!

    Need funding, fast?

    Unlike traditional business loans, we provide alternative funding options that will get your business back on track today! With 98% approval rates and financing within minutes, we will get you back to doing what you do best—running your business!

    Ready to stop waiting and get back to work?

    Call us now!

  • Cash flow issues slowing you down?Your business is a valuable part of the community, and you deserve a tailored funding option that will work for you! No matter what your credit history, we have custom-made business loans that will fund your business TODAY.Ready to see how? Give us a call

    Cash flow issues slowing you down?

    Your business is a valuable part of the community, and you deserve a tailored funding option that will work for you! No matter what your credit history, we have custom-made business loans that will fund your business TODAY.

    Ready to see how?

    Give us a call

  • Need funding NOW?We get it! As a business owner, you don't have time to sit around and wait for traditional financing and bank loans. That's why we offer quick and hassle-free funding solutions that will work for you—no matter what your credit or business history may be.For fast approval and same-day funding Contact us now!

    Need funding NOW?

    We get it! As a business owner, you don't have time to sit around and wait for traditional financing and bank loans. That's why we offer quick and hassle-free funding solutions that will work for you—no matter what your credit or business history may be.

    For fast approval and same-day funding

    Contact us now!

  • Slow season got you down?We understand the challenges you face. If you need a little extra capital to get you through a rough patch, we have one-of-a-kind solutions that will work for you.Want to learn more? Contact us now!

    Slow season got you down?

    We understand the challenges you face. If you need a little extra capital to get you through a rough patch, we have one-of-a-kind solutions that will work for you.

    Want to learn more?

    Contact us now!

  • Need help?We know when you need to stretch a little to cover payroll, or get a little more inventory. Which is why we make sure there are no hurdles to jump through to get the financing you need with us.Find out about our same day funding with options Call us today to learn more!

    Need help?

    We know when you need to stretch a little to cover payroll, or get a little more inventory. Which is why we make sure there are no hurdles to jump through to get the financing you need with us.

    Find out about our same day funding with options

    Call us today to learn more!

  • Need funding for your business TODAY?You don't have time to wait for traditional financing options to come through, that's why our application process is quick and painless, and we offer same day funding to get you back to business TODAY.Tired of waiting? Learn more now!

    Need funding for your business TODAY?

    You don't have time to wait for traditional financing options to come through, that's why our application process is quick and painless, and we offer same day funding to get you back to business TODAY.

    Tired of waiting?

    Learn more now!

  • Need funding for the unexpected?We understand that business emergencies happen! And when disaster strikes – you need quick access to business capital IMMEDIATELY! Our experts are ready to help with one-of-a-kind funding solutions that will get you back up and running in no time. Call us today to learn more!

    Need funding for the unexpected?

    We understand that business emergencies happen! And when disaster strikes – you need quick access to business capital IMMEDIATELY! Our experts are ready to help with one-of-a-kind funding solutions that will get you back up and running in no time.

    Call us today to learn more!

  • Business at a standstill?We understand you need fast funding options to get your business back on track immediately. With 98% approval rates in 48 hours or less, you can get your business back on track TODAY!Ready to move forward?Contact us today!

    Business at a standstill?

    We understand you need fast funding options to get your business back on track immediately. With 98% approval rates in 48 hours or less, you can get your business back on track TODAY!

    Ready to move forward?
    Contact us today!

  • Need to grow the business?If you're ready to expand, we're ready to help! We are experts in providing quick and easy funding solutions to small business owners just like you.Let us handle the small stuff so you can focus on what you do best—serving your customers.Get a free quote now!

    Need to grow the business?

    If you're ready to expand, we're ready to help! We are experts in providing quick and easy funding solutions to small business owners just like you.

    Let us handle the small stuff so you can focus on what you do best—serving your customers.

    Get a free quote now!

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WHY LEASE?

  • What is a lease? +

    A lease is an agreement to pay for the use of equipment for a specific time period for a specified amount. There are a number of advantages to leasing which makes it an attractive option for many businesses.

  • Shouldn't I own the equipment? +

    It is the use of equipment that generates profits, not ownership!
  • Who selects the equipment? +

    You do! There is full flexibility for you to choose the equipment and the supplier as well as to negotiate the acquisition cost.
  • Doesn't it cost more to lease? +

    Leasing is a practical way to use new equipment and compares favorably with other forms of financing, costing you about the same. That, of course, is no coincidence; the marketplace demands it and leasing rates are set accordingly.

    Leasing companies look at what typical bank loan rates are and then factor in your interest deduction and depreciation to arrive at what a loan really costs you; your net after tax cost. They then set their rates to be competitive and work backwards, factoring in the greater deductions offered by the lease, to arrive at lease payments that will give you the same approximate net cost.

    It's probably much like you analyze and set your own pricing, you have to be competitive. With 80% of all businesses leasing, it can't cost much more; and with that size market they don't need to charge much less.

    Anyone who says that leasing always costs more is just as wrong as anyone who says it always costs less.

    The truth is it costs you about the same to lease equipment as it might to buy it. Businesses lease for cash flow and other reasons as cited above.

  • What's the interest rate? +

    Because you're not borrowing any money when you lease equipment, there's no interest rate on the lease like there would be on a bank loan. You can, however compare the cost to lease with the cost of a loan.

  • Which one costs more? +

    To accurately answer that question you have to look at your net-after-tax-cost. The "list price" may not tell the whole story. Just as a $610 television in an electronics store appears to cost more than the $600 model sitting beside it; if there's a $10 rebate on it, then its net cost to you is the same. Not looking at the total transaction; the net cost; might "cost" you the choice you really want to make. Comparing leasing and purchasing is very similar.
  • How is leasing different from borrowing from my bank? +

    By borrowing from your bank or other sources of credit, you are immediately reducing your line of credit with that source and thereby eliminating the ability to draw from those sources in the future for other business needs. Also, a bank usually requires a 20% - 25% down payment and may even require additional collateral to secure the loan. Leasing provides 100% financing.
  • Is a down payment required? +

    No down payment is required. Most leases can be structured with just the first and last payment in advance.
  • What is the interest rate? +

    A lease is an agreement to pay for the use of equipment for a specified period of time. We are not loaning you money; we are purchasing equipment for your use. Therefore, there is no interest rate in the usual sense of the word. A good analogy is the lease where your business is located. Your lease was negotiated for a specific time period and rent amount. What is the interest rate on your office lease? None!
  • Are there any additional charges involved in a lease? +

    Only the one time credit and documentation processing fee due at the inception of the lease.
  • What about taxes and insurance? +

    Most states charge a sales/use tax on the monthly lease payment amount. This amount will be added to your monthly invoice of the lease payment. In addition, the county charges a personal property tax on the equipment. We will pay this amount for you and bill you for it on an annual or monthly basis.
  • Can I cancel the lease and return the equipment? +

    In a word, no. The lease is a non-cancelable agreement for the full term of the lease. However, during the term of the lease should you need to upgrade or add to the equipment, we can structure a new lease for you by paying off the existing lease and structuring a new lease for the total of the payoff and the cost of any new equipment.
  • What happens to the equipment at the end of the lease? +

    Depending on the lease structure you choose, you will have the option to either return the equipment, continue the lease at the same monthly rate, or purchase the equipment for either the fair market value or the amount of the purchase option you negotiated at the inception of the lease. (i.e. $1.00 or 10%)
  • Who is responsible for the maintenance of the equipment? +

    As the lessee you are responsible to maintain the equipment in good working order and you receive the benefit of all "buyer" warranties.
  • Isn't leasing complicated? +

    Not at all. In fact, where a bank or conventional lender would require financial statements and mounds of paperwork, most leases can be approved up to $75,000 with just a credit application.
  • How do I apply for a lease? +

    It's fast and easy! Simply apply on line or print our standard one page lease application, complete it, sign it and fax back to us at 561-249-5371. Most credit decisions are made within 48 hours of receipt of the credit information.
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